Flourishing or floundering
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Team members then refined themes through group discussion
Soble, Jonathan, "Hiroshima Commemorates 70th Anniversary of Atomic Bombing", The New York Times , August 6, 2015
Private health coverage regulation has historically included steps to prevent insurers and plan sponsors from avoiding people in poor health, while also ensuring that risk pools include people in good health to guard against adverse selection. A risk pool with adverse selection that attracts a disproportionate share of people in poor health, who are more likely to seek health coverage than people who are healthy, will result in increased costs to cover those in the pool, leaving those in better health to seek out a pool with lower costs